If it is your dream to make the world a better place, and you would like to dedicate your life to achieving this mission, then you might want to look at the non-profit sector and find a job in a nonprofit company. A lot of people have heard of non-profits and you probably know a couple around that help deliver food to children or advocate for children in the foster care system, for example. But even though a lot of people have heard of non-profit companies, not many people understand how they actually work or what the difference is between a non-profit company and a for-profit company.
Differences Between The Profit and Non-Profit Sectors:
The main difference between the two is that a for-profit company has shares. These shares are then sold to shareholders and these shareholders are partial owners of the company The shareholders invest their money with the goal of having that company increase its value and make more money, ultimately making the company’s worth increase. When the company’s worth increases, so do the value of the shares that the shareholders own. Meaning that this is how they make money. A non-profit organization does not have shares and therefore does not have shareholders. No one owns the company, and no one makes money off of it.
Another difference is that almost all the money the company makes goes into the funding of presently running and future projects. Apart from paid salaries to employees, non-profit jobs do not have to pay anyone else any money since there are no owners in the company. This is why this kind of business model is mainly applied to companies that want to make a change in their communities. A lot of non-profit organizations run on generous donations from wealthy people, and this is one way of showing the donors that their money and capital is being put to good use and funding the programs that the donors support, instead of going to shareholders and making them a profit.
Finding a Job in a Non-Profit:
If you are seeking a job with a non-profit organization, it is important to know which one you would like to work for. Breaking into the non-profit sector can be hard sometimes because people who work there don’t start out making a lot of money. Salaries definitely increase with time, however. Non-profits are usually hiring anyone they think can help improve the results of their programs and help bring about positive change to the community they serve. Whether you studied psychology and want to work directly with people or have a degree in the area of marketing, a non-profit organization is a great environment to work in if you want to put your skills to good use and make a difference in the world. Make sure you do some research on the company you want to join. It’s always good to impress your interviewers with a little knowledge of what the company dedicates its funds to, instead of just going in blind. Also, working for a non-profit can end up being an invaluable experience for you as a professional.
If you are going to be ordering business cards, have not been particularly happy with the ones you have had in the past, and would like to know how to design one that will get your business more attention, read these tips.
After all, a good business card is one that makes you more money than you spend on it.
Be sure it represents your company correctly — Make sure any business card you order is consistent with the general look of your business. This means your logo should be the right size, the font used should be the same as you use on all your business supplies, and it should look like your company to anyone that picks it up.
Make it stand out — Once you have chosen a design that fits in well with the rest of your corporate materials, you then need to make it stand out. This is because a business card that is interesting or unique is far less likely to be thrown away than one that is not.
Make sure the card stock is heavy duty card and looks expensive and high quality. Choose the highest quality inks you can afford, and go with a letterpress print if you can afford it.
Finally, choose a card color that is different than the usual white or cream, as this will immediately make it stand out from all the others.
All of these things will help make your business card more noticeable, and cause more people to file it away for future use.
A simple layout — Do not get too complicated with your business card design, as this just tends to make it look messy and overcrowded.
Instead, decide exactly what needs to be on your card and then figure out a way to get everything on there while still making it look simple and classy. If you are not sure how to do this, a business card designer can help.
Ask your printer if he uses one, or if he knows anyone that does this. It may cost you a few dollars, but you will only need to have it done once as, from then on, you can use the same design concept on any of the business cards you have printed in the future.
Print front and back — Too many people make the mistake of only having business cards printed on one side, as it is cheaper.
Remember, though, those little cards are like advertising billboards, so use every last inch that you have of yours. Print your name, address and contact information on the front, then put something on the back that tells the person who has the card more about what your business does.
This could be a quote, a description of your business, it could even be a photograph.
Construction Companies and the Need for Surety Bonds
Have you as a construction company ever run into problems completing a project because of financial setbacks? Subcontractors not filling their obligations or not completing their job correctly and you must replace them? Or the worker you hired up and quit or didn’t do their job correctly and now you must tear down or start over that part of the project? Vendors going out of business or not having the tools or parts needed? Or finding your company on the fringe of bankruptcy because of other unseen problems?
Surety bonds is a tool construction companies use to minimize their risks.
Surety bonds assures construction companies they have something to aid them in completing a project so they can receive payment and move on to the next. With a completed project the company will not finding themselves in the courts or having liens against their company or personal assets. It also assures the customer, on privately funded projects your bid, reputation, financial stability and that the project will be completed in the time frame specified to them. However, surety bonds are mandatory for these projects. It also assures them the funds given to the contractor will be used for their project only. For publicly funded projects a bond is required. It assures the client prequalification’s were established through the surety bond, and that your company can and will complete the project as contracted, setting the company apart from companies who are not bonded. The surety bond producer also can aid the company with technical, financial and logistics if needed. At times, with a lower bid for the project it can lower the cost of the construction. The bond can cover the client in the case the construction company defaults its’ contract by completing the project, saving taxpayers money for public funded projects. It also helps the company when the next project comes along to be already listed as a good, reliable company to utilize. Surety bonds protects all involved in the project: the client, construction company and the surety.
Types of Bonds
There are three types of bonds: bid, performance and payment.
- The bid bond insures it is a fair and economical price for the project.
- The performance bond assures the client the project will be completed as specify in the contract.
- The payment bond assures all involved upon the completion of the project, that payment for their services will be met.
Surety Bonds Versus Insurance
Both are regulated by the state, but:
- Surety bonds protects the client, bearing risk to the company and surety company. With insurance the client and construction company bears any risk.
- Surety bonds covers only the project. Insurance covers a certain period and needs to be renewed.
- Surety bonds are negotiable among all three parties involved, client, contractor, and bonder. Insurance policies differ with each company.
- Surety bonds coverage is 100%. Insurance is limited to coverage amount minus the deductible.
- Surety bonds are mandatory for public project, but not for client. Insurance is not mandatory leaving a risk to all involved in the project.
- Surety bonds can hold the contractor responsible for settlement of any claims. Insurance frees the insured, but then could sue a third party for any settlement claim.
What is a HYIP?
A HYIP is exactly what its name means, a High Yield Investment Program. In other words, it is a investment plans that promises big returns. Not all HYIPs are legitimate. There are plans called Ponzi schemes which are scams which offer the investor an impossibly high payout. But that is just one type of HYIP. And it is a negative example at that. While HYIPs are an easy option for scammers, it is also a very serious and carefully strategized option for investment administrators and traders. For most investments, these professionals are required to obtain licenses for practicing in their respective company. However, these professionals can operate investments without getting licenses or following country regulations by starting and investing in an offshore company. This is the most popular way to do the enormous investments of HYIPs.
Are They Worth It?
The good legitimate HYIPs are definitely seen as worth it because they are, of course, worth it with huge payouts but also because they are viewed as exceptionally dependable investments. There are also a number of different faces and forms of HYIPs. But just because it is a legitimate HYIP, does not mean that it is good. The e-gold form was technically legitimate, but it wasn’t safe or good or reliable. Fortunately and as a result of these things, it ceased to exist.
What Not to Do When Investing in HYIPs
The fact that there are these very legitimate, good, and reliable sources in HYIPs and that there are such high returns, does not mean that everyone should invest in them. You should not do so if you can’t afford it. In essence, there are three primary things you should consider before you decide to invest in HYIPs: First, gauge your investor mindset. Are you a risk-taker at heart and willing to take responsibility for the repercussions of those risk whether good or bad? The risk can be so great that you can lose your entire investment in only a few hours. Second, make sure the HYIP you want to invest in isn’t a scam. If you are going to invest a lot of money, you need to be sure not to invest it lightheartedly with a person who is just going to cheat you out of it.
What to Do When Investing in HYIPs
If you decide you want to go into HYIPs, you are very well advised to get a trusted, experienced, and knowledgeable professional to counsel you through the procedure. Use a hyip monitor to check if a program is good / bad. These professional individuals will help you navigate the arena and avoid the scam artists with their false promise of high returns. There are multiple ways to locate such people. You can do some good research right online. During this online research, you will find reputable sites that even allow you to engage in HYIPs right then and there. (But make sure they are reputable.) Most HYIP don’t last very long, so to make it profitable you have to get in as early as possible and know when to get out.
One common way that individuals and institutions trade in markets is through tracking and acting on trends. Trend analysis and trend following can help a company to identify market opportunities and know opportune times to enter and exit positions, often riding on the coat tails of a trend and exiting before that trend reverses. While it can be difficult to identify trends early enough in order to benefit from them, as well as knowing when to exit the trend, it can be an effective and lucrative way to trade.
One of the most challenging things to do when following a trend is knowing when and how to spot them. Stocks will move up and down routinely throughout the day when a stock is trading and can quickly reverse. To start with you should understand your trading horizon. While trading on a trend of a stock will not be a long-term process, trading in terms of minutes or days is a different thing when trading and requires different strategies.
Intra-Day Trend Trading
If you are looking to trade for a few minutes to capture a smaller movement in stock then you will need to understand how t quickly identify these opportunities and capitalize on them. Often, computer programs are used to quickly identify a trend based on criteria that is predefined, either based on pre-programmed or custom designed guidelines that you identify. For example, if a stock increases two percent quickly on a certain volume, you may have a trigger to buy the stock and hold until it increases another percent. Doing so can let you take advantage of a nice market move. This is the strategy that is used by many high frequency trading outfits and allows for impressive returns if you can quickly locate and execute on trades.
Multiple Day Trading on Trends
Some trend trading is designed to take advantage of longer periods of time. These trades are less based on speed of execution and are more based on locating good pricing opportunities. For this protracted trend trading, the emphasis is on using tools that spot trends often through the use of regression analysis which will pick up the manner in which a stock is trending based on historical performance through a regression curve and identify that this is the most likely future path of the stock. If the stocks current price is slightly away from this trend than a trader may decide to chart it back to this trend. Capitalizing on these longer term trends may not be as instantly gratifying as a short trend trade, but may provide for larger movements and less risk overall for the trader.
Benefits of Trend or Momentum Trading
Trend or momentum trading can provide some significant benefits for traders. Traders can quickly capture returns and minimize the risk as they are not a long term holder of a stock position. In addition, they can often keep themselves from getting wedded to a specific stock or ideology only to it quickly change on them. Trend or momentum traders will use a system and industry for a short-term period and quickly shift gear as new opportunities arise which can help to prevent them from falling victim to the fates of an industry.
Financing a car purchase is not an easy job. There are many options available from buying outright to buying a car on finance. You may also need to consider the running costs too. After buying a house, this is the second most expensive purchase one ever makes. To make sure that you get the best financing deal there are multiple options that you can consider. The simplest way is to use cash or savings that you have in a bank and use that to finance all or some part of your purchase. Other options include opting for a personal contract plan, getting a loan or go for hire purchase and pay in instalments.